Smart Mobile Banking

Master mobile banking with Smart Mobile Banking, the comprehensive financial app that puts your entire banking life in your pocket. From accounts and cards to loans and investments, manage everything instantly from your smartphone — no branch visits required.

Handle daily transactions in seconds. Transfer funds instantly to anyone, top up prepaid cards and mobile phones, and pay bills effortlessly. Process payment slips, PagoPA, and F24 forms by simply framing them with your camera. With SEPA transfer enhancements, the app automatically verifies IBAN and beneficiary details, while instant transfers work from any account at no extra cost. Set daily or individual transaction limits to stay in control.

Access your Virtual Smart Desk to review, sign, and submit documents without visiting a branch. Schedule appointments or connect with online consultants through chat, phone, video call, or screen sharing via the Hey BPER feature. A built-in virtual assistant guides you through digital services, while a certified call notification alerts you to incoming bank calls and potential fraud.

Manage cards with complete security. Request debit, prepaid, or credit cards directly from the app. Check card status, activate services, and secure your transactions with the Key6 code. Authorize payments using your choice of Smart PIN, fingerprint, or facial recognition.

Enjoy specialized features for your lifestyle. Teen account and card holders aged 13–17 can upgrade to an On Demand account at 18 while keeping their IBAN. Browse exclusive Mastercard benefits through the Priceless section. Explore investment options and savings plans. Access insurance coverage details for active and expired policies. Donate to charity or purchase Amazon vouchers.

Business users gain dedicated tools: authenticate on Smart Cash Registers, request advance on collections with POSCash, and purchase SmartPOS Mini or SoftPOS directly — all without branch visits.

Additional benefits include personal loans with streamlined insurance integration, UniSalute veterinary and dental insurance, MiFID questionnaires, and Customer Due Diligence updates completed in-app. Stay secure, stay connected, and take control of your finances with Smart Mobile Banking.